Integrated Analytics. Strategic Insight. Measurable Results.
Kohl Analytics Group helps financial institutions turn profitability studies into strategic insight, stronger decisions and disiplined execution.
Kohl's Strategic Management Framework (SMF)
Helping organizations answer the four questions that determine organizational success
1. Do we know what creates VALUE?
Which Products, Customers and Services are creating Value?
Where is Value being Destroyed?
Are we allocating capital to the highest-return opportunities?
Why do results vary from what we expected?
SMF SOLUTION:
Profitability Analytics
2. Are we making the right Strategic Decisions?
Which opportunities deserve investment?
Which initatives should we accelerate, adjust or stop?
What are the financial trade-offs?
How do we balance growth, risk and return?
SMF SOLUTION:
Strategic Planning
The Strategic Management Framework provides organizations with a structured approach to planning, implementing, and evaluating strategies that create long-term competitive advantage and sustainable value. Within this framework, tools such as Multidimensional Value Analysis (MVA), Product Value Assessment (PVA), and the Funds Transfer Pricing (FTP) play essential roles in guiding strategic decision-making and organizational performance
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Solutions
Starting at $9,500
- Fast and inexpensive
- Uses your financial data
- Provides comparisons to other institutions in our database
- Optional Funds Transfer Pricing
Starting at $38,500
- Complete analysis of value contributed by loan and deposit products
- Your institution's loan, deposit and core transaction data
- Your institution's financial data
- Our Employee Cost Assessment tailored to your institution
- Optional Funds Transfer Pricing
Starting at $68,500
- Our flagship service
- Includes the Product Value Assessment (PVA)
- Includes Funds Transfer Pricing
- Extends the PVA to individual loan and deposit level
- Allows users to examine profitability from infinite perspectives.
Starting at 15,000
- Included with the MVA
- Optional add-on for PVA
- Can be purchased as a stand alone service.
- Kohl's FTP service provides our core financial institution clients with access to net
interest margin information at 1/10th the cost of other solutions
Starting at $18,000
- Kohl's Employee Time Study works with the systems you already use.
- Measure how employees spend their time on day-to-day activities.
- Improve the accuracy of cost and profitability analysis
- Reveal opportunities for process improvement.
- Data driven insight for staffing, budgeting, and strategic planning.
- Profitability and Operational Analytics: Establishing the Fact Base
- Strategic Planning: Turning Analytics into Driver-Based Strategic Modeling
- Strategic alignment: documenting executive, horizontal, and vertical alignment
- Strategy execution: converting strategy into daily operating discipline
Try our Loan & Deposit Pricing Calculators
The Kohl loan and deposit pricing calculators form the core of the Strategic Pricing System. These tools determine at least the minimum price for loans and the maximum price for deposits.
By factoring in detailed origination and servicing costs, along with Funds Transfer Pricing from KohlAG's assessment, they provide fully risk-adjusted and costed pricing. This approach ensures alignment with an optimized Risk-Adjusted Return on Assets, preserving at least the institution's current capital ratio.
