Product Profitability "What If" Analytics with Loan Valuation (Future Portfolio)
To effectively put product value information to work, Kohl provides a Product Value Simulation Model that facilitates the development and testing of product-related strategies as well as the ability to update important value drivers without doing all of the work of a Product Profitability Assessment.
The Kohl Product Value Simulation (PVS) provides impressive capabilities including:
- "What If" existing income and cost drivers change?
- Segment loans by risk tier or other important statistics (LTV, Term, etc.)
- Design and test new Products
- Analyze the return on marketing promotions
- Loan level valuation analytics
- Valuation analysis of purchased or sold loan pools