Earnings Enhancement Model

Product Profitability "What If" Analytics with Loan Valuation (Future Portfolio)

To effectively put product value information to work, Kohl provides a financial Earnings Enhancement Model that facilitates the development and testing of product related strategies as well as the ability to update important value drivers without doing all of the work of a Product Profitability Assessment.

The Kohl Earnings Enhancement Model (EEM) provides impressive capabilities including:

  • "What If" existing income and cost drivers change?

  • Segment loans by risk tier or other important statistic (LTV, Term, etc.)

  • Design and test new Products

  • Analyze the return on marketing promotions

  • Loan level valuation analytics

  • Valuation analysis of purchased or sold loan pools