Helping Financial Institutions Increase Profitability Through Data

Kohl Analytics Group helps financial instituions turn profitability studies into strategic insight, stronger decisions and disiplined executions

Overview

Kohl Analytics Group equips organizations to make better decisions through data, strategy, and measurable insights. Our Strategic Management Framework provides a practical roadmap for aligning people, processes, and performance, while our data-driven assessments help organizations measure capability, identify opportunities, and track progress toward their strategic goals. Together, they empower leaders to build stronger, more effective organizations.

Transforming Profitability Analytics into Strategic Advantages

Financial institutions are currently grappling with the challenges of pricing, liquidity, and interest rate risk, potentially leading to a decline in profits, capital reserves, and overall financial stability.

At KohlAG, we offer a variety of game-changing solutions through our innovative Strategic Management Framework that effectively tackles these challenges head-on, with a focus on three pivotal areas.

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The four executive questions

Answer the right questions. Drive better decisions. Achieve superior results.

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SOLUTIONS THAT DRIVE PERFORMANCE

Powerful Insights. Strategic Impact.

Our integrated solutions combine data-driven analysis with strategic expertise to improve profitability, align resources, and strengthen your institution.

Multidimensional Value Analysis (MVA)

A comprehensive view of value across loans, deposits, accounts, channels, and member segments - powered by the PVA and Funds Transfer Pricing.

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Product Value Assessment (PVA)

Discover the true profitability of your products and services with time-driven activity-based costing tailored to your institution.

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PVA Snapshot Assessment

Meaningful insights without the full study. The Snapshot leverages our benchmark time study database to quickly evaluate profitability drivers.

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Funds Transfer Pricing (FTP)

Align funding costs, manage interest rate risk, and drive better pricing and decision-making with our robust FTP reporting and strategic framework.

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Strategic Consulting

Partner with our experts to turn insights into actions. We help you build and execute strategies that improve performance and drive sustainable value.

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Insights & Resources

Stay informed with expert perspectives, industry trends, and practical strategies designed to help financial institutions make smarter decisions.

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Introducing our Linkedin Newsletter!

The Value Hound: Practical AI Insights for Financial Leaders

Welcome to The Value Hound, Kohl Analytics Group's thought leadership series featuring practical insights on artificial intelligence, profitability analytics, strategic management, and operational performance. Each article transforms complex concepts into actionable ideas that help bank and credit union leaders make better, data-driven decisions.

Visit The Value Hound

Try our Loan & Deposit Pricing Calculators

The Kohl loan and deposit pricing calculators form the core of the Strategic Pricing System. These tools determine at least the minimum price for loans and the maximum price for deposits.

By factoring in detailed origination and servicing costs, along with Funds Transfer Pricing from KohlAG's assessment, they provide fully risk-adjusted and costed pricing. This approach ensures alignment with an optimized Risk-Adjusted Return on Assets, preserving at least the institution's current capital ratio.

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Loan Pricing Calculator

Deposit Pricing Calculator