KOHL ADVISORY GROUP

Activity-Based Assessment of Balance Sheet Products
Utilizing the power of Activity-Based Costing, this very comprehensive service conveys in-depth understanding of the cost and financial performance of major balance sheet products. The service takes 4-6 months to complete and includes onsite work by Kohl personnel. (more)

ABC Product Profitability Snapshot ($5,500)
Kohl also offers a very moderately priced service that approximates financial performance of the same 13 loans types and six classifications of shares addressed in the 2010 Product Cost Summary for CU’s. It utilizes your financial data in conjunction with product industry averages; takes just three weeks to complete; provides a comprehensive written report; and includes an onsite presentation of findings. (more)

Product Strategizing Software (Starts at Just $2,500/year)
For clients having completed either a full Activity-Based Assessment or an ABC Product Profitability Snapshot, Kohl offers a powerful strategy development tool referred to as the ABC Earnings Enhancement Model. In addition to strategizing existing products, new types of loans and deposits can be designed and evaluated. Plus, discover and manage the cost and financial contribution of your loans by risk-based lending tier.

What our clients say...

We received substantially more than anticipated. We now have a more comprehensive Product Profitability Report, which incorporates extensive interviews with staff and contains detailed meaningful components of costs, to assist us in product profitability analysis.

Janet Lee
Chief Financial Officer
Chevron Federal Credit Union
$1.4 billion assets

Over the last ten years Navy Federal has used Kohl’s Activity-Based Assessment to better understand and manage the cost and profitability of our products and services. In today's environment, in order to remain competitive, we strongly believe that credit unions need to understand and effectively manage what their products and services earn. Kohl's Activity-Based Assessment provided us with the tool to understand our product and service profitability.

Joel Polster
SVP Financial Operations
Navy Federal Credit Union
$40 billion assets

This is just the information our credit union has needed and we'll be putting it to very good use. I feel like a blind woman who's just had laser eye surgery!

Thanks again!

Karen Rosales
Marketing & Business Dev.
Justice Federal Credit Union
$500 million assets